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NiaBooks

The Member’s continuous record.

Every part of the platform writes to one place. The Member can see what was earned, what remains in hand, what was set aside and what reached family.

Explore the record

Five surfaces. One continuous NiaBook.

Work, Living, Sukh and Family all produce evidence. NiaBook turns that activity into progress a member can see — and RafiQi explains the one next move, and why now.

NiaBook · Your complete member record

RK

Ramesh Kumar Yadav

Whitefield Site, Bengaluru

This month made you ₹300 stronger.

Every decision across Nia helps you earn more, keep more, save more, or support home.

You’ve built ₹4,800 this month

RafiQi estimates you can build ₹7,600 next month.

✦ ₹67,450 built so far · more than 92% of members

THIS BECAME TRUE

How your June actually moved.

You earned₹15,300
Living, all in−₹5,500
Sent to family−₹5,000
Saved at Sukh+₹185
You kept₹4,800

MOST OF IT CAME FROM

Work

Overtime + on-time pay

+₹2,500

Sukh

Certified prices vs kirana

+₹620

Living

Living membership on time, shared nest

+₹400

YOUR JOURNEY

What you keep, every month.

RAFIQI’S NEXT MOVE

Finish your Machine Operator certification

On your attendance and skill record, this is the single biggest move to grow what you keep next year.

Why now · A machine-operator vacancy opens at your site next week — finish before it does.

A year from now

+₹30,000

Likelihood

92%

Time left

20 min

SINCE JOINING NIA

₹48,600

Kept more

₹2.4 lakh

Sent home

6

Certifications

WHO YOU’RE BECOMING

2.5

Years in Nia

4

Skills completed

2

Cities worked

28

Strong months

Nia AI reads. Decides. Acts. Never owns the record.

Reversible · auditable

What writes to the books

01

Membership

Identity, tenure, rights

02

Work

Wages, attendance, deductions

03

Living

Nest, membership fee, Trip Home

04

Essentials

Savings, remittance, insurance, credit

05

Wallet

Credit, debit, hold, release, reversal

06

Edge

Payroll, bank, UPI, SMS, e-KYC

07

Operator

Daybook, corrections, human context

NiaBooks

The Member’s
continuous record

What the Member can see

Earned

What work produced

Kept

What remains in hand

Saved

What is set aside

Sent home

What reached family

How the platform fits together

Everything feeds the Member’s record.

Begin with Membership. Follow work, living, essentials and money as they become one continuous NiaBooks record.